Consumer Finance Lending
Last updated 06/23/2026
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Fees
| License Fee |
Description |
Exemptions |
| $600.00 |
|
None
|
| $600.00 |
|
None
|
Description
Oregon requires a license if a lender makes or brokers loans of $50,000 or less, at rates higher than 12% per annum. Consumer finance lenders make loans that are repayable in two or more payments over 60 days or longer. Interest rates are capped at 36% APR.
Duration
One year
Renewal Information
License must be renewed annually by December 31.
Duplicate License Requirements
None
Prerequisites and Requirements
Prerequisites
Refer to NMLS online application system
Required Documentation
Refer to NMLS online application system
Annual report: Due March 31 of each year
Examination Information
None
Continuing Education Requirements
None
Bonding Requirements
None
Insurance Requirements
None
Other Information
Overnight mail address:
350 Winter St NE, Room 410
Salem, OR 97301-3881
Statutes, Administrative Rules, Ordinances
Other Detail Information
None
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